Morrison Insurance Agency
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  • Morrison Insurance Agency
  • Auto Insurance
    • Classic Cars
  • Home Insurance
    • Condos
    • Renters
    • Mobile Home
    • Seasonal Homes >
      • Vacant Property
  • Recreational
    • Motorcycle
    • Boats & Watercraft
    • Jet Skis
    • Campers & Travel Trailers
    • RV & Motor Homes
  • Business Insurance
    • All Types Artisan
    • General Liability
    • Excess Liability
    • Inland Marine
    • Restaurants
    • Garage Insurance
    • Commercial Property
    • Landlords
    • Builder's Risk
  • Commercial Vehicle
    • Trucking Companies
    • Long Haul Trucking
    • Bobtail Trucks
    • Cement Trucks
    • Dump Trucks
    • Logging Trucks
    • Hot Shot Truckers
    • Tow Trucks
    • Tractor Trailers
    • Trailer Interchange
    • Motor Truck Cargo
    • Waste Haulers
  • Workers Compensation
  • Surety Bonds
  • Farm & Ranch
  • SR-22 & SR-22A
  • Scheduled Personal Property
  • Flood Insurance
  • Life & Health
  • Contact Us
    • Privacy Policy
Morrison Insurance Agency

Let Morrison Insurance Agency help You find the perfect Insurance Policy!

Workers Compensation Insurance to fit your budget & needs

Low Cost Workers Compensation Insurance in AL, FL & GA

    Do you have questions? We have answers!
    In AL & GA, call (678) 561-6709
    In FL, call (813) 641-4467
    or submit this form and we'll contact you

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Do I need workers compensation insurance?
  • Employers have a legal responsibility to their employees to make the workplace safe. However, accidents happen even when every reasonable safety measure has been taken.
  • To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents, in almost every state, businesses are required to buy workers compensation insurance. Workers compensation insurance covers workers injured on the job, whether they're hurt on the workplace premises or elsewhere, or in auto accidents while on business. It also covers work-related illnesses.
  • Workers compensation provides payments to injured workers, without regard to who was at fault in the accident, for time lost from work and for medical and rehabilitation services. It also provides death benefits to surviving spouses and dependents.
  • Each state has different laws governing the amount and duration of lost income benefits, the provision of medical and rehabilitation services and how the system is administered. For example, in most states there are regulations that cover whether the worker or employer can choose the doctor who treats the injuries and how disputes about benefits are resolved.
  • Workers compensation insurance must be bought as a separate policy. Although in-home business and Business Owners policies (BOPs) are sold as package policies, they don't include coverage for workers' injuries.

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Our Promise to You

Our agency makes sure our customers receive the best possible price, with full attention to the amount and type of coverage they are provided. We refuse to allow our customers to be insured with a second-rate insurance company that may not always provide the best in claims or service, or may tend to offer future rate increases that are unreasonable.

We are dedicated to providing our customers with insurance to meet every need using only the best rated companies along with our years of experience. This combination works very well for our customers and we appreciate each one.
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