Morrison Insurance Agency
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  • Morrison Insurance Agency
  • Auto Insurance
    • Classic Cars
  • Home Insurance
    • Condos
    • Renters
    • Mobile Home
    • Seasonal Homes >
      • Vacant Property
  • Recreational
    • Motorcycle
    • Boats & Watercraft
    • Jet Skis
    • Campers & Travel Trailers
    • RV & Motor Homes
  • Business Insurance
    • All Types Artisan
    • General Liability
    • Excess Liability
    • Inland Marine
    • Restaurants
    • Garage Insurance
    • Commercial Property
    • Landlords
    • Builder's Risk
  • Commercial Vehicle
    • Trucking Companies
    • Long Haul Trucking
    • Bobtail Trucks
    • Cement Trucks
    • Dump Trucks
    • Logging Trucks
    • Hot Shot Truckers
    • Tow Trucks
    • Tractor Trailers
    • Trailer Interchange
    • Motor Truck Cargo
    • Waste Haulers
  • Workers Compensation
  • Surety Bonds
  • Farm & Ranch
  • SR-22 & SR-22A
  • Scheduled Personal Property
  • Flood Insurance
  • Life & Health
  • Contact Us
    • Privacy Policy
Morrison Insurance Agency

Let Morrison Insurance Agency help You find the perfect Insurance Policy!

General Liability Insurance to fit your budget & needs

Low Cost General Liability Insurance in AL, FL & GA

    Do you have questions? We have answers!
    In AL & GA, call (678) 561-6709
    In FL, call (813) 641-4467
    or submit this form and we'll contact you

Submit
What is not covered?
  • Your property
  • Vehicles and boats
  • Personal identifiable information
  • Professional services
  • Employee injury / workers' compensation
  • Intent to injure
  • Coverage outside policy period
  • Known claims prior to start of policy
Claims Your General Liability Insurance Won’t Cover 
Remember that general liability covers third-party claims.
There are incidents that general liability won’t cover that include:
Professional liability claims: Damages resulting from a professional error in your work or workmanship are covered by errors and omissions (E&O) insurance, not general liability.
Workers’ compensation claims: When employees are injured at work, they are covered by workers’ compensation insurance as required by state law.
Commercial auto claims: When you are in an accident while working, your commercial auto insurance policy covers the liabilities rather than general liability insurance.
Contact our agency for a no-obligation review of your insurance needs. We will help you close the coverage gaps and get the discounts you deserve.
What is Commercial General Liability Insurance?
General liability insurance protects your business from another person or business's claims of bodily injury, associated medical costs and damage to property. Some examples of what could be covered are below. 
Why do I need General Liability Insurance?
We understand the risks your company faces and the importance of knowing your business is properly protected. Having general liability insurance coverage protects your business against third-party claims of bodily injury or damage to someone else's property. However, it does not protect your own personal property. This section explains what our business general liability insurance offers. You should consider general liability insurance coverage, also called commercial general liability insurance, if you or your employees:
  • Interact with clients face to face - If you visit a client’s place of work, or clients visit yours
  • Have access to a client’s equipment - For example, IT professionals should be covered against potential claims with IT business liability insurance
  • Represent your client’s business
  • Use third-party locations for any business related activities - For example, architects should make sure that they’re covered with architect’s business liability insurance
  • Are required to have general liability insurance before entering into a contract
What does General Liability Insurance cover?
  • Bodily Injury
  • Damage to third party property
  • Personal injury
  • Advertising injury
  • Electronic data liability
  • Medical expenses
  • Defense costs
  • Actions of your full-time employees and temporary staff
  • Supplemental payments

Location

Our Promise to You

Our agency makes sure our customers receive the best possible price, with full attention to the amount and type of coverage they are provided. We refuse to allow our customers to be insured with a second-rate insurance company that may not always provide the best in claims or service, or may tend to offer future rate increases that are unreasonable.

We are dedicated to providing our customers with insurance to meet every need using only the best rated companies along with our years of experience. This combination works very well for our customers and we appreciate each one.
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