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General Liability Insurance to fit your budget & needs
Low Cost General Liability Insurance in AL, FL & GA
What is not covered?
Claims Your General Liability Insurance Won’t Cover
Remember that general liability covers third-party claims.
There are incidents that general liability won’t cover that include:
Professional liability claims: Damages resulting from a professional error in your work or workmanship are covered by errors and omissions (E&O) insurance, not general liability.
Workers’ compensation claims: When employees are injured at work, they are covered by workers’ compensation insurance as required by state law.
Commercial auto claims: When you are in an accident while working, your commercial auto insurance policy covers the liabilities rather than general liability insurance.
Contact our agency for a no-obligation review of your insurance needs. We will help you close the coverage gaps and get the discounts you deserve.
What is Commercial General Liability Insurance?
General liability insurance protects your business from another person or business's claims of bodily injury, associated medical costs and damage to property. Some examples of what could be covered are below.
Why do I need General Liability Insurance?
We understand the risks your company faces and the importance of knowing your business is properly protected. Having general liability insurance coverage protects your business against third-party claims of bodily injury or damage to someone else's property. However, it does not protect your own personal property. This section explains what our business general liability insurance offers. You should consider general liability insurance coverage, also called commercial general liability insurance, if you or your employees: